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Need Help?  The JELD-WEN Benefits Advocate Center is just a call or click away. 844-866-3007 or jeldwenadvocate@ajg.com

change details

Get the details about 2018 medical plan changes.

Why the change?

The choice to replace today's PPO and HSA Medical Plans was not an easy decision. But, after many years of negotiating with vendors and cutting costs where possible, it’s time to restructure our medical plans.

After reviewing our spending patterns, we determined the best way to control costs and provide long-term competitively priced health care coverage for everyone is to move to a consumer-directed health plan. As a self-insured company, we all contribute to the health care costs incurred by the Company. Thus, the time has come for everyone to learn how to take control of our health care dollars, make smart spending choices and actively participate in adjusting how we spend our money.

Maximize your money!

The best way to make the most of your health care money is to become a smart shopper.

Making smart choices today will keep dollars in your pocket.

How do the consumer-directed health plans work?

In the consumer-directed health plans, your preventive visits are still covered at 100%, as long as you use an in-network provider. You’ll also have a copay for in-network primary care visits and a $10 copay for generic drugs. And, in the consumer-directed health plans, many preventive drugs are free! For all other care, you pay the BlueCross BlueShield negotiated rate for all medical expenses and prescriptions until you meet your deductible. In 2018, the in-network medical and prescription deductibles have been combined into one deductible.

Once you meet your deductible, you pay a portion of your medical care (20% for in-network and 40% for out-of-network) and prescriptions (30% for brand name, formulary and 50% for brand name, non-formulary) until you meet your out-of-pocket maximum. Once you meet your out-of-pocket maximum, JELD-WEN pays for 100% of your eligible health care expenses. It’s that simple!

As a reminder, only the care and prescriptions you receive from in-network providers will count towards your in-network deductible and out-of-pocket maximum. Plus, the deductible and out-of-pocket maximum for out-of-network care are much higher.

tell me more about the hra

A health reimbursement account (HRA) is an account JELD-WEN sets up and funds for you to help you pay for some of your medical expenses.

JELD-WEN funds your HRA in January, and the amount will vary, depending on your coverage level and who you cover. You may use these funds to pay for your medical expenses, including copays until you meet your deductible. Plus, using your HRA dollars is simple. You’ll receive a debit card from Health Equity in December. Just present the card to your provider or pharmacy when you check out.

If you have any dollars remaining in the HRA at the end of the year, up to your plan’s in-network maximum out-of-pocket limit, they will roll over to the next year. So, if you have a good year, you’ll start off even further ahead the following year!

2018 HRA contributions

Consumer Choice Plan

Consumer Buy-up Plan

Take Action Now

With all this talk about what’s changing in 2018, you may be asking yourself, what can I do to prepare? Don’t wait until January; get in the game now! Taking care of yourself and being a smart health care shopper has always been important. But with the changes ahead, it’s time to jump into action if you’ve fallen a little behind.

Going to the doctor for your annual wellness exam or physical is the best place to start!

Don’t wait until 2018 to become a smart health care shopper.

  • In-network checkup: Are you using in-network physicians and facilities?
  • Prescription review: Talk to your doctor about your non-generic prescriptions. Is there a generic or lower-cost option available?
  • Build your illness action plan: Don’t wait until the kids are sick on the weekend, take the time to build an in-network provider plan for those times where you just can’t wait for a visit to the primary care physician.
       Identify in-network urgent care, hospitals and imaging facilities.
       Create a list of providers and facilities near your home, work, daycare, and school.
       Don't forget to include Teladoc as part of your illness action plan.
Need Help?

The JELD-WEN Benefit Advocate Center is just a call or click away.

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844-866-3007

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Monday-Friday
7:00 a.m. - 6:00 p.m. (CT)

Content on this site is intended for U.S. benefits eligible employees. All rights reserved. Disclaimer.

The Fine Print.

This website highlights important features of JELD-WEN’s benefits for its benefit eligible employees. While efforts have been made to ensure the accuracy of the information presented, in the event of any discrepancies your actual coverage and benefits will be determine by the legal plan documents and the contracts that govern these plans. Benefit plans may be changed for any reason, to the extent allowed by law.